Moneylender

 is a NPC vendor, introduced with the Game of Crone DLC. He will appear at the refugee camp after the player summons a third 'new refugee', for a total population of 7. In addition to his trades, he offers a one-time loan at 1% daily interest, which you can pay back at any point upon returning to the camp during the daytime and talking with him.

Selling

 * The cost of jewelry is identical to Ms. Charm's rates.
 * The cost of gold jewelry details is identical to Merchant's rates.

Buying

 * The price of jewelry is identical to Ms. Charm's rates.
 * The price of gold jewelry details and silver ingots is identical to Merchant's rates.
 * Selling powders gradually is much more profitable when compared to nuggets, or even ingots.